Career and Financial Management

141005_man_climbing_career_ladderCareer and Financial Management

The Marine Biology Research Program is a 3 year program that will jump start you in core marine science topics employing hands-on, problem-based learning strategies. Alongside the building of science research skills, you will also learn about job awareness and, more specifically, job readiness. Through a comprehensive job development curriculum you will learn what it takes to thrive in the 21st Century hyper-globalized economy. You will  learn vital transitional, transferable, and ICT skills. Because it is no longer viable to perform routine tasks in a routine way, you will learn how to be a creative creator or creative server in the new economy. In addition, you will learn vital financial management skills to learn how to manage your money, your behavior when it comes to spending money, and how to plan ahead for future goals that require money. These skills will be taught in a didactic way using the National Endowment for Financial Education curriculum. All together, Marine Research scholars will have a strong foundation for competitive colleges, research science, the STEM Career Cluster, and Career and Financial Management.

Download the complete curriculum outline here.

Related Employment Instruction:

01. Career Planning- Self assessment, “discover your career DNA” learning styles, personality test, work environment

02. Career Exploration-  guest speakers, the pro’s and con’s of careers- can you live with the negatives?

03. Career Portfolio- Create a career portfolio for the chosen career cluster

04. Pre-employment- Job seeking, applications, resume and cover letter writing, interview skills, “dress for success”, follow up following interview

05. Job Success- How to keep your job! Rights and responsibilities, sexual harassment,, workplace safety, performance reviews, money and finance skills

06. Career Planning- Begin to find a job or post-secondary education

07. Communication-  social skills, ‘elevator talk’

08. Accountability-calling in sick, admitting to mistakes, chain of command, disciplinary procedures

09. Time Management- Breaks, arriving on time, keeping time, increasing productivity to complete certain tasks

10. Financial Management – Money Habits, Needs and Wants, SMART Goals, Making DECISIONS, Income and Expense Graphs, Spending Budget, Money Management Action Plan, Payroll and Taxes, Deductions, Fringe Benefits, Savings, Checking Accounts, Credit Cards


01. ***Self Assessment – “Discovering Career DNA“; Beginning in the 9th grade; Advisory, Grade Team Meetings, or Field Class; Steps 01 – 03 in HarborSEALs/WBL web page
02. ***Career Plan; Beginning in 9th grade; Advisory, Grade Team Meetings, or Field Class; Steps 04 in HarborSEALs/WBL web page
03. Transitional Skills – “Skills to Pay the Bills;” Spring 11th grade; Advisory and/or CFM
04. Safety Training – NIOSH Curriculum; Spring 11th grade or Fall 12th grade; Advisory and/or CFM
05. Financial Management – NEFE curriculum; Spring 12th grade; Advisory and/or CFM
06. ***Internship Documentation – SIF, Gateway, etc; 11th and 12th grades; Advisory and/or CFM; Step 08 + 09 in HarborSEALs/WBL web page
***Items 01, 02, and 06 represent the area of most need because they require the most one-on-one time.

Civic Scientist Environmental Monitoring of the Hudson-Raritan Estuary